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Home ownership by individuals

About half of people aged 15 years and over own their home

The data on home ownership by individuals showed that the percentage who owned their home fell to just under half. In 2013, 49.8 percent of people aged 15 years and over owned or partly owned the home they lived in, compared with 53.2 percent in 2006.

Home ownership was highest for those aged 70–74 years, at 77.5 percent.

A drop in home ownership occurred across all age groups, from those in their 20s to those in their 70s. The largest falls were for those in their 30s and 40s. In 2013, 43.0 percent of people aged 30–39 years owned their home – down from 54.6 percent in 2001. For those in their 40s, 60.8 percent owned their home in 2013, down from 71.5 percent in 2001.
Graph, People aged 20 years and over who owned or partly owned their home, by age group, 2001, 2006, and 2013 Censuses.  

Home ownership was higher for the European and Asian ethnic groups than for Māori and Pacific peoples. Home ownership for each of these ethnic groups was:

  • European – 56.8 percent
  • Asian – 34.8 percent
  • Māori – 28.2 percent
  • Pacific peoples – 18.5 percent.

Ethnic group differences in home ownership levels may be partly related to the age and geographic characteristics of different ethnic groups.

Individual home ownership was strongly related to partnership status. Of people who were partnered, 66.7 percent owned their home compared with 26.3 percent of people who were not partnered. Married people were the most likely to own their home, at 75.1 percent. People who had never been married or in a civil union were the least likely to own their home, at 12.3 percent.

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