Housing affordability

Why is this important for social statistics?

Affordable housing contributes to people’s well-being. For lower-income households especially, a high cost of housing relative to income is often associated with severe financial difficulty. It may mean households don’t have enough money to meet other basic needs.

This indicator measures the proportion of households spending more than 30 percent of their disposable income on housing.

How this indicator was calculated

Calculating housing affordability is complex, and needs further explanation. The Ministry of Social Development has a full explanation in their ‘household incomes in New Zealand’ report.

See Household incomes in New Zealand: Trends in indicators of inequality and hardship 1982 to 2015.

Downloadable file:

excel icon. Housing affordability – tables (Excel, 4 sheets, 26kb)

Includes breakdowns by year, income quintile, and OECD country.

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